Finance Besties is not a lender and does not make loan or credit decisions. Ad Disclosure

Personal loans · $100 to $35,000

Money talk, minus the stress.

Tell us what you need and answer a few easy questions. We'll send your request to our network of lenders, and if one may be able to help, you'll see their offer and decide for yourself.

Free to use
256‑bit SSL encryption
No obligation to accept

How much would you like to request?

Enter any amount from $100 to $35,000.

Start my request

Sent over a 256‑bit SSL encrypted connection.

Finance Besties is not a lender. Your request may be shared with lenders and partners who may pay us. Terms · Privacy · Ad Disclosure

How it works

Three steps. Zero jargon.

Pick an amount

Anything from $100 to $35,000. You can change it on the next screen.
Answer a few questions

About you, your income and your bank account, one question at a time.
Read the offer

If a lender in our network may be able to help, we take you to their offer to read in full. Saying yes is up to you.

The bestie promise

What a good friend would tell you.

It's free

We don't charge you for sending a request. Lenders and partners may pay us.

One form

Fill it in once and a single request can reach many lenders in our network.

Read before you sign

The lender shows you the rate, fees, term and total cost before you agree to anything.

Your data, protected

Your details reach us over 256‑bit SSL encryption and are handled as our Privacy Policy describes.

Cost examples

What a loan could cost.

How rate, fee and term shape what you repay. The lender sets your actual terms.

$1,000

Interest rate: 24%
Origination fee: 5% ($50)
Amount you receive: $950
Term: 12 months
Monthly payment: $94.56
Total of payments: $1,134.72
APR: 34.14%

$2,000

Interest rate: 19%
Origination fee: 5% ($100)
Amount you receive: $1,900
Term: 24 months
Monthly payment: $100.82
Total of payments: $2,419.68
APR: 24.38%

$5,000

Interest rate: 13%
Origination fee: 5% ($250)
Amount you receive: $4,750
Term: 48 months
Monthly payment: $134.14
Total of payments: $6,438.72
APR: 15.80%

$10,000

Interest rate: 8%
Origination fee: 5% ($500)
Amount you receive: $9,500
Term: 60 months
Monthly payment: $202.76
Total of payments: $12,165.60
APR: 10.20%

*These are example rates for illustration purposes only. Actual rates and terms will vary based on your qualifications and lender.

The APR includes the origination fee, which is deducted from the loan amount, so it is higher than the interest rate.

Questions

Ask us anything.

What is a personal loan?

Money you borrow from a lender and pay back in regular installments. Requests range from $100 to $35,000, with repayment periods of up to 72 months. Any offer depends on your circumstances and the lender.

Who can make a request?

Lenders usually ask that you:

are 18 or older
are a U.S. citizen or permanent resident
have a regular source of income
have a bank account

Is Finance Besties free to use?

Yes. We don't charge you anything. Lenders charge interest and may charge fees, and they must show you the full terms before you agree.

How do APR and term work?

APR, the annual percentage rate, is the yearly cost of credit, and it may range from 5.99% to 35.99%. The term is how long you have to repay, from 91 days to 72 months. Both depend on your circumstances and the lender.

Who do I repay?

Your lender, following the schedule in your loan agreement. Please contact the lender with any payment questions.

What happens to my information?

It travels to us over 256‑bit SSL encryption. When you submit, it may be shared with lenders, networks and service providers, as described in our Privacy Policy and Marketing Disclosure.

Ready when you are.

Pick an amount, answer a few questions, and we'll take it from there.