Secured credit cards are excellent options for people with limited or bad credit. It is easier to get accepted, since you need to provide a security deposit, and they help to improve your credit score.
Check out our best options
Harley-Davidson Visa Secured Card
- $No annual fee
- Earn 1 point for every $1 spent
- Fraud protection
- H-D™ Visa Free Ride Sweepstake
- Credit line equal to the security deposit
Discover It Secured
- No annual fee
- Double cash back you’ve earned at the end of your first year
- 2% cash back at restaurants and gas
- 1% cash back on other purchases
Aeromexico Visa Secured Card
- 1 mile per $1 dollar spent on purchases
- Double miles on gas and purchases
- Complimentary baggage
- Zero fraud liability
- $29 annual fee
Capital One Secured Mastercard
- $29 annual fee
- No foreign transaction fees
- Limited/bad credit accepted
- It helps to build credit
Wells Fargo Secured Card
- $25 annual fee
- It helps to build credit
- Also available for temporary residents
- 3% foreign transaction fees
LifeMiles Visa Secured Card
- $0 annual fee for the first year, then it’s $25
- Earn 1 point per 1 dollar spent
- Bad/limited credit accepted
- Earn interest on your security deposit
LANPASS Visa Secured Card
- $0 annual fee for the first year, then it’s $45
- Earn 1 point per 1 dollar spent
- 15,000 Bonus Miles with your first card use
- Receive a 10% discount on LAN or OneWorld partner purchases
OpenSky® Secured Visa® Credit Card
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card.
First National Bank Secured Visa
- Security deposit of from $300 to $5,000
- You may qualify to receive your deposit back after 11 months
- Free FICO score each month
- No annual fee
