Do you need a card as soon as possible but don’t want to wait days to get a response on your application? If that’s the case, instant approval credit cards are the best option for you. With them, you’ll receive a quick decision – often within minutes – if you have been approved or not.
Here are the best instant approval credit cards of 2018:
Chase Sapphire Preferred Card
- 50,000 bonus points after spending $4,000 within the first 3 months
- Earn 2x points on travel and dining at restaurants
- No annual fee for the first year, then it’s $95
- 0% intro APR for 12 months for purchases and balance transfers
Capital One Savor Cash Rewards Credit Card
- No foreign transaction fees
- No annual fee for the first year, then it’s $95
- $500 cash bonus after spending $3000 within the first 3 months
- 4% cash back on dining and entertainment
- 2% cash back at grocery stores
- 1% cash back on other purchases
Capital One VentureOne Rewards Credit Card
- No annual fee
- 1.25 miles per $1 spent
- Earn 20,000 bonus points after spending $1,000 within the first 3 months
- No foreign transaction fees
- 0% intro APR for 12 months
Ink Business Cash Credit Card
- Earn $500 bonus cash back after spending $3,000 within the first 3 months
- No annual fee
- 0% intro APR for purchases and balance transfers
- 1% cash back on all purchases
- Employee cards at no additional cost
American Express Cash Magnet Card
- Earn $200 back after spending $1,000 within the first 3 months
- 0% intro APR on purchases and balance transfers for 15 months
- No annual fee
- 1.5% cash back on all purchases
Blue Cash Everyday from American Express
- Earn $200 back after spending $1,000 within the first 3 months
- 0% intro APR for 15 months on purchases and balance transfers
- No annual fee
- 1% cash back on all purchases
- 3% cash back at US supermarkets
- 2% cash back at US gas stations & select U.S. department stores
Capital One Secured Mastercard
- No annual fee
- Get a higher credit line after making your first 5 monthly payments on time
- 24.99% variable APR
- $49, $99 or $200 refundable deposit based on your creditworthiness
Total Visa Card
- Reasonable monthly payments
- Reports monthly to all three major credit bureaus, which helps to increase your credit score
- Accepted by merchants throughout the USA and online
- Checking account required
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